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Earn more with your spare money!

Earn 100% of your donations in a maximum of 5 Days. UniversalPAY is a member to member donation system, you don't need referrals or downlines to earn but you can get bonus from them. Our System will do the matching

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How UniversalPAY Works

UniversalPAY is much more than a peer-to-peer donation system. The system is fully automated and earning are made in a maximum of 5 Days.

Once you signup, you will need to donate the sum of N20000, N50,000, N100,000, N200,000 to another member assigned by the system, and the member will then confirm your donation and then the system will automatically assign 2 other registered people under you who will also pay you the joining amount each, into your bank account, making 200% (i.e. 200% of N20000 is N40000, 200% of N50000 is N100000, etc.).. The system auto-locks accounts of any member who fails to fulfill payment before 4hours after match and matches receiver to another member to receive payment from. .

But that's not all. You can also earn some cash when you refer your friends and family. UniversalPAY adds 10% of the first donation made by anyone you refer to your purse, Which is withdrawable at a minimum of N20000.

Unlike others, we embark on nonstop ads on different media platforms. Our referral payment is instant.